Independent UK benefits guidance

Working hard but still struggling? You could be missing out on money you're entitled to.

Whether you're working full-time, part-time, self-employed or retired, there could be financial support available to help you through challenging times.

From Universal Credit and Pension Credit to Council Tax Reduction, childcare support and other financial assistance, many people don't realise what they could be entitled to.

Answer a few simple questions and let Mr Benefits help point you in the right direction.

Check what I could be entitled to

Free initial eligibility check. No obligation. Your information is treated confidentially.

Millions of pounds in support goes unclaimed in the UK every year — often by people in work who assumed they wouldn't qualify.

Confidential by default

You can see your results without sharing any contact details. We never sell your data.

Independent guidance

We're not the DWP or a council. We simply help you understand what may be available.

Always free to check

Discovering your potential entitlements will never cost you anything with Mr Benefits.

The myth that costs people money

You don't have to be unemployed to receive benefits.

One of the most common reasons people miss out on support is believing that having a job rules them out. It doesn't. Many forms of help are based on your household's overall situation rather than whether you are in work.

If you're working and your income doesn't cover your essential costs, you may still qualify for support depending on your household income, savings, your circumstances and the eligibility rules for each type of help.

  • Your household income — not just your job title
  • How many children live with you and their ages
  • Your rent or mortgage and other essential costs
  • Savings and any existing support you receive
  • Health conditions, disability or caring responsibilities
  • Your age, and whether you or a partner are retired
Eligibility is usually about the whole household — income, children, housing costs and health — rather than one person's job.

Who we help

Ordinary working people, in ordinary circumstances

Most of the people we help are in work. They pay their bills, raise their families and assume support isn't meant for them. Often, it is.

  • Working full-time

    Still short every month once rent, travel and bills are covered.

  • Couples and families

    Households on low or average incomes, even with two wages coming in.

  • Working single parents

    Juggling childcare costs and a job at the same time.

  • Part-time & self-employed

    Variable hours or irregular income that changes month to month.

  • Struggling with housing

    Rent, mortgage payments and childcare eating into your income.

  • A change in circumstances

    A new baby, a separation, reduced hours, or a job loss.

  • Approaching retirement

    Or already retired and unsure what extra help is available.

  • “I earn too much”

    The people most likely to miss out — because they never check.

What we check

The support working households most often miss

We look at national benefits, council-run help and energy support — and explain each one in plain English.

  • Universal Credit

    Monthly support for people on a low income, in or out of work.

  • Pension Credit

    A top-up for pensioners on a modest income — even with savings.

  • Council Tax Reduction

    A reduced council tax bill for households on a low income.

  • Housing Benefit

    Help with rent for some tenants — mainly pensioners.

  • Child Benefit

    A regular payment for anyone responsible for a child.

  • Childcare support

    Help with childcare costs — funded hours and tax-free childcare.

  • Free school meals

    Free lunches at school for children in low-income households.

  • Healthy Start

    Weekly vouchers for milk, fruit and vitamins for young families.

  • Personal Independence Payment (PIP)

    Support for extra costs caused by a health condition or disability.

  • Attendance Allowance

    Support for pensioners who need help with daily care.

  • Carer's Allowance

    A weekly payment if you care for someone for 35+ hours a week.

  • Carer's Credit

    Protects your State Pension while you're caring for someone.

Read the full benefits library

How it works

From “I'm not sure” to “here's where to apply”

No long forms, no jargon and no charge. You stay in control of what you share and when.

See the full process
  1. 01

    Answer a few simple questions

    One question at a time — about your work, home, household and circumstances. Skip anything that doesn't apply to you.

  2. 02

    We identify possible support

    Your answers are checked against the eligibility rules for the main UK benefits and local support schemes.

  3. 03

    See where and how to apply

    Each result explains why it may apply, what you'll need, and links straight to the official application service.

  4. 04

    Take the next step

    Apply yourself using our links, or ask our team for a helping hand if you'd like guidance on where to start.

A free starting point

An indication, not a decision

Mr Benefits gives you an initial indication of what may be available, based on the answers you give. Only the official government department or your local council can confirm whether you qualify and how much you'd receive.

We never estimate payment amounts or promise an outcome. Instead, every result explains why it might apply to you, what you'll need, and the exact official page to apply on — or a trusted calculator for a full assessment.

How the eligibility check works

You work hard for your money. Make sure you're not missing out.

Answer a few simple questions and get a personalised indication of the support you could be entitled to. Free, confidential and with no obligation.

Start my free check

Takes about 3 minutes. No payment details ever.